Tennessee VA Loan Resources Hub

Program figures verified July 2026. Details change; confirm your scenario with us.

Every free tool, guide, and resource Mike publishes, all in one place.

Downloadable PDFs

• The TN VA Loan Playbook: 30+ page guide to using VA financing in Tennessee. Covers eligibility, calculations, TN-specific advantages (Tennessee's disabled-Veteran property tax relief, Down Payment Assistance (DPA)), summer PCS tactics, VA appraisal, refinancing, and pitfalls.
• TN Veteran Money-Saving Guide: quarterly-updated 20-page guide to TN + federal Veteran benefits, discounts, and tax breaks. Updated quarterly.

Calculators (8 total)

• BAH → Purchase Price: base + rank → max TN home price with TN summer utility reality
• Funding Fee Calculator: first use vs subsequent + disability waiver
• PITI Payment Calculator: full monthly with TN county property tax + insurance + HOA
• Max $0-Down Purchase Calculator: income → max VA home price at 41% DTI guideline
• Tennessee Disabled-Veteran Property Tax Relief Calculator: estimate the relief on the first $175,000 of value
• IRRRL Recoupment Calculator: 36-month VA rule pass/fail
• Disability Gross-Up Calculator: 25% boost to qualifying income
• Residual Income Calculator: VA's South region 2026 thresholds
• All calculators in one place

Core TN VA loan guides

• Home: site index + base routing
• Eligibility: COE, service requirements, entitlement
• 2026 TN Loan Limits: all 15 counties + jumbo
• Tennessee's disabled-Veteran property tax relief Disabled Veteran Property Tax: 2026 expansion in-depth look
• Funding Fee + Waiver: 10%+ disability waiver
• IRRRL Simplify Refi
• First-Time VA Buyer
• Assumable VA Loans

TN-specialist content (zero-national-coverage)

• TN DPA + VA Stacker: THDA Great Choice + Great Choice Plus + Homeownership for Heroes layering
• VA Construction Loans in TN: single-close vs two-close + TN builder list
• Snowbird to TN Resident: occupancy + tax residency transition
• Tribal Lands + NADL: why NADL generally doesn't apply in Tennessee
• Master-Planned Community VA Status: Germantown, Collierville, Spring Hill, and other planned communities
• Severe Weather + Flood Insurance Reality: tornado/wind/hail statewide + Middle TN flood zones
• Nashville vs Memphis vs Johnson City: TN metro comparison
• Summer PCS Playbook: June-August buyer competition tactics
• TN Retiring Veteran Guide: top-3 US retirement state for Veterans
• VA Loan Glossary: 75+ TN-relevant terms

Comparison pages

• VA Loan vs FHA in Tennessee
• VA Loan vs Conventional in Tennessee
• VA Loan vs USDA in Tennessee

Base hubs (deep PCS guides)

• Fort Campbell: 101st Airborne Division, Clarksville
• NSA Mid-South: Navy personnel command, Millington/Memphis
• Arnold AFB: Arnold Engineering Development Complex, Tullahoma

City guides

• Nashville · Memphis · Knoxville · Chattanooga · Murfreesboro · Franklin · Clarksville

Veteran discounts

• Statewide TN Veteran discounts: state programs + federal benefits + national chains

Free services

• TN VA Credit Tune-Up: free credit coaching for Veterans planning to buy in 6-12 months
• 60-Second Eligibility Check: 3-step intake, no credit pull

Connect with Mike

• About Mike: credentials, NMLS, philosophy
• Contact: phone, email, contact form
• For Real Estate Agents: Realtor referral playbook

External resources worth knowing

• NMLS Consumer Access: verify Mike's license + Cornerstone's license
• VA Home Loan Benefits (VA.gov): official VA loan documentation
• TN Department of Veterans' Services: state Veteran programs
• THDA Great Choice Home Loan: Tennessee Housing Development Agency first mortgage + DPA program
• THDA Great Choice Plus + Homeownership for Heroes: down payment assistance and the Veteran/military track