Tennessee VA Loan Resources Hub
Every free tool, guide, and resource Mike publishes — all in one place.
Downloadable PDFs
- The TN VA Loan Playbook — 30+ page comprehensive guide to using VA financing in Tennessee. Covers eligibility, calculations, TN-specific advantages (Tennessee's disabled-Veteran property tax relief, Down Payment Assistance (DPA)), summer PCS tactics, VA appraisal, refinancing, and pitfalls.
- TN Veteran Money-Saving Guide — quarterly-updated 20-page guide to TN + federal veteran benefits, discounts, and tax breaks. Updated quarterly.
Calculators (8 total)
- BAH → Purchase Price — base + rank → max TN home price with TN summer utility reality
- Funding Fee Calculator — first use vs subsequent + disability waiver
- PITI Payment Calculator — full monthly with TN county property tax + insurance + HOA
- Max $0-Down Purchase Calculator — income → max VA home price at 41% DTI guideline
- Tennessee Disabled-Veteran Property Tax Relief Calculator — estimate the relief on the first $175,000 of value
- IRRRL Recoupment Calculator — 36-month VA rule pass/fail
- Disability Gross-Up Calculator — 25% boost to qualifying income
- Residual Income Calculator — VA's West region 2026 thresholds
- All calculators in one place
Core TN VA loan guides
- Home — site index + base routing
- Eligibility — COE, service requirements, entitlement
- 2026 TN Loan Limits — all 15 counties + jumbo
- Tennessee's disabled-Veteran property tax relief Disabled Vet Property Tax — 2026 expansion deep dive
- Funding Fee + Waiver — 10%+ disability waiver
- IRRRL Streamline Refi
- First-Time VA Buyer
- Assumable VA Loans
TN-specialist content (zero-national-coverage)
- TN DPA + VA Stacker — THDA Great Choice + Great Choice Plus + Homeownership for Heroes layering
- VA Construction Loans in TN — single-close vs two-close + TN builder list
- Snowbird to TN Resident — occupancy + tax residency transition
- Tribal Lands + NADL — why NADL generally doesn't apply in Tennessee
- Master-Planned Community VA Status — Germantown, Collierville, Spring Hill, and other planned communities
- Severe Weather + Flood Insurance Reality — tornado/wind/hail statewide + Middle TN flood zones
- Nashville vs Memphis vs Johnson City — TN metro comparison
- Summer PCS Playbook — June-August buyer competition tactics
- TN Retiring Veteran Guide — top-3 US retirement state for Veterans
- VA Loan Glossary — 75+ TN-relevant terms
Comparison pages
Base hubs (deep PCS guides)
- Fort Campbell — 101st Airborne Division, Clarksville
- NSA Mid-South — Navy personnel command, Millington/Memphis
- Arnold AFB — Arnold Engineering Development Complex, Tullahoma
City guides
- Nashville · Memphis · Knoxville · Chattanooga · Murfreesboro · Franklin · Clarksville
Veteran discounts
- Statewide TN Veteran discounts — state programs + federal benefits + national chains
Free services
- TN VA Credit Tune-Up — free credit coaching for Veterans planning to buy in 6-12 months
- 60-Second Eligibility Check — 3-step intake, no credit pull
Connect with Mike
- About Mike — credentials, NMLS, philosophy
- Contact — phone, email, contact form
- For Real Estate Agents — Realtor referral playbook
External resources worth knowing
- NMLS Consumer Access — verify Mike's license + Cornerstone's license
- VA Home Loan Benefits (VA.gov) — official VA loan documentation
- TN Department of Veterans' Services — state Veteran programs
- TN Industrial Development Authority — THDA Great Choice DPA program
- Nashville IDA THDA Great Choice Plus — THDA Great Choice Plus DPA + veteran bonus